Are You Underinsured? Come in for a free consultation to find out!
August 10, 2010 Leave a Comment
We all have automobile insurance; however, we do not all know the extent of our coverage. Furthermore, we do not know exactly how automobile insurance works.
Imagine that you’re operating your car on a public road and an individual crosses the center line and hits you head on. You’re very badly injured and you need hundreds of thousands of dollars in medical treatment, convalescent care and modifications to your home so you may lead a semi-normal life. Now imagine that the driver that hit you only had $20,000 in insurance coverage and no other assets that would compensate your out of pocket expenses, medical bills, lost wages, future medical bills, pain and suffering.
You remotely recall a conversation that you had with your insurance agent just months prior where to save as little as $50 a year you decreased your underinsured/uninsured motorist coverage from $500,000 to $300,000. It was that little decision to save $4 a month, two cups of coffee, that just cost you $200,000 in insurance coverage.
Stories like this happen each and every day. It is imperative that you not let it happen to you.
Please call and schedule a complimentary appointment with me so that I may review your insurance policy with you line by line to ensure you have the proper coverage. This appointment will be completely confidential and entirely free of charge. It is important that everyone knows exactly what is in their automobile insurance policy.
H Brian Dumeer
Cloutier & Cassella
29 Elm Street
Old Saybrook, CT 06475
(860) 388-3456 (p)
(860) 388-6374 (f)
bdumeer@celaw.org